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GOING WITH REGINA WAS THE BEST DECISION I EVER MADE

We are so grateful for the lives our parents have provided for us. While seeing them in their last chapter is difficult, we can help ensure their last days end with dignity.

Of course, this isn’t the easiest conversation, but that doesn’t mean it isn’t necessary!

Perhaps you are considering Medicaid but have heard of the stringent requirements. You fear that your parent falls into the gray area of not being able to afford private care on their own while at the same time having “too many assets”. If this is your reality, the Atlanta Medicaid planning attorneys at Edwards Family Law can help.

There are solutions available to prevent a Medicaid denial when an individual has income and assets higher than the Medicaid eligibility criteria. An Atlanta Medicaid planning attorney can assist you with implementing a strategy that enables you or someone you love to become eligible while maintaining a sizable amount of assets.

Atlanta Health Coverage Facts

Fulton County has an overall health coverage rate of 89.9%:

  • 54.8% in work plans
  • 12.4% in Medicaid
  • 8.47% in Medicare
  • 1.18% in military or VA insurance
  • 13.1% in non-group policies

Georgia spent $6,587 per person on personal health care in 2014. Need help applying for insurance in Atlanta, GA? Our Medicaid planning attorneys can help. This can include finishing the paperwork, offering proof of support, and submitting the application.

Even though this process might be labor-intensive and challenging, our attorneys at Edwards Family Law are here to assist.

Qualifying for Medicaid in Atlanta, GA

Who qualifies for health insurance under Medicare?

Those who have lived in the U.S. for at least five years as a citizen or resident and meet at least one of the following requirements:

  • Age 65+
  • Disabled (based on SSI definitions)
  • Have ALS
  • Have ESRD

Income Requirements

In Georgia, as of 2022, individuals must meet a strict income cap to qualify for Medicaid long-term care coverage. States without income caps permit applicants to deplete their funds for treatment, whereas states with income caps demand that the sum be no greater than their cap when the application for Medicaid is made.

Candidates are limited to a monthly salary of $2,523 and a total of $2,000 in resources. Couples may have a $3,000 resource cap if both parties require long-term care. If a Medicaid applicant has a total of $2,000 or more in countable assets, their application may be rejected, or their Medicaid eligibility may be revoked.

Exempt assets are ones that Medicaid won’t count toward calculating eligibility. Some of the main exempt assets in Georgia are as follows:

  • Retirement funds: including those in IRAs, 401(k)s, and pensions, are excludable resources in certain circumstances
  • A life estate: The life estate interests of the applicant are disregarded
  • Home Place: If the applicant’s home has an equity value of $636,000 or less, the adjacent land and any buildings on the property are not considered resources
  • Automobiles: A single vehicle is excluded, regardless of its worth or whether it is in use

On the other hand, some countable assets include:

  • Life Insurance Policies: If other assets have already exceeded the maximum burial exclusion value, the cash value of the whole life or other life insurance policies is counted as a resource
  • Your Investment Account: Stocks, bonds, mutual funds, checking and savings accounts, certificates of deposit, money market accounts, and brokerage accounts are among the financial instruments that are considered “countable assets”

How an Atlanta Medicaid Planning Attorney Can Help You

At Edwards Family Law, we offer clients ethical, informed guidance on how to get the government benefits they are entitled to while protecting assets. To preserve your eligibility for Medicaid, long-term care, nursing facility care, and other needs, it often requires the judicious use of trusts, gifting techniques, and other estate planning instruments.

We can assist you with all the required legal work and details, including initial Medicare or Medicaid benefit applications and any issues that crop up along the way.

Our Locations:

Lawrenceville Office
234 Luckie St.
Lawrenceville, GA 30046
(770) 854-0777
Map and Driving Directions

Buckhead Office
3476 Peachtree Rd. NE
Atlanta, GA 30326
Phone: (770) 854-0777

We serve clients throughout Georgia for estate planning cases:

  • Fulton County, including Alpharetta, Atlanta, Johns Creek, Milton, Roswell, and Sandy Springs
  • Gwinnett County, including Dacula, Duluth, Lawrenceville, Norcross, Sugar Hill, Snellville, and Suwanee
  • Cobb County, including Austell, Kennesaw, Mableton, and Marietta
  • DeKalb County, including Clarkston, Decatur, Dunwoody, Ellenwood, Lithonia, Stone Mountain, and Tucker

Contact a Respected Atlanta Medicaid Planning Attorney

The team at Edwards Family Law can help you design a strategy to become eligible for Medicaid benefits while keeping your assets intact. Do you still have questions? No worries. Just schedule a consultation so we can give you specialized advice.

CLARITY TODAY

cutting through confusion and providing clarity

Do I need a Family Lawyer?

Each case is different, but we can share what clients typically struggle with when they make their initial calls to us:

  • My Spouse Wants a Divorce
  • My Marriage Has Fallen Apart And Cannot Be Fixed
  • I Am Expecting a Child Out Of Wedlock
  • I Have Fallen Behind on Child Support Due to Unemployment or salary reduction
  • My Circumstances Have Changed Drastically And Think A Change Of Custody Is Warranted
  • My Ex Announced They Want to Move Away and Take Our Child

How much will my Divorce or Child Custody matter cost me?

The financial aspect of family law matters can be terrifying because it has been historically known as a black hole of billing with retainers and hourly charges for things like emails and texts. Peel back further uncertainty by Estimating Your Legal Fees.

Flat Fees - No Funny Stuff

While other firms might tell you “there is no way to predict the total cost of a divorce,” we can tell you with certainty that those smoke and mirrors will not be a part of your care at Edwards Family Law. We provide value with a high degree of peace of mind through conscientious costs for our care. Learn more about our Flat Fee Family Law and Estate Planning Services.

Fearful of being bogged down in legal fees?

Heard the horror stories about being sucked in with low retainers only to be hit with hidden incremental hourly changes?

We Have The Right Solutions For The Next Chapter of Your Life

THE 10 COMMANDMENTS OF EDWARDS FAMILY LAW

At Edwards Family Law, we understand that your life, family, livelihood and legacy are important to you. They are important to us as well. We are committed to doing everything possible to make sure your identity is respected and that your dignity is preserved at all times throughout the process.

The law prohibits us from guaranteeing the outcome of your case. But, it does not prohibit us from guaranteeing the service you receive. We promise to provide you with the very best in customer service and client relations. We have codified our commitment in our Ten Commandments. If, at any time during your case, we fail to deliver on any of our Ten Commandments, please let us know. We will apologize for our mistake and do what is necessary to fix the problem.

What You Can Expect From Your Experience With Edwards Family Law

  • 1
    What You Can Expect From Your Experience With Edwards Family Law
  • 2
    Clients are not an interruption of our work. They are the purpose of it.
  • 3
    Clients will not be charged for calls to their attorney. Each client shall receive aggressive representation combined with incomparable guidance and counsel.
  • 4
    Our clients will receive the most courteous and attentive treatment we can give them.
  • 5
    Each client will have their telephone call returned within one business day.
  • 6
    All of our attorneys shall practice exclusively family law and domestic relations.
  • 7
    Our clients are not just a name on a file. We will present each client with an honest assessment of all options that can provide them the best chance of success.
  • 8
    Our firm will attend all conferences and Continuing Learning Education Seminars that relate to the practice of Family Law, to ensure that we have access to the most current case law that can affect the lives of you and your family.
  • 9
    Our firm will employ the latest technology for use in your case, to include a secure server where the client’s entire paper file is scanned and posted to the server for immediate retrieval by the client.
  • 10
    Clients are people who bring us their wants. It is our job to meet those wants.

Frequently Asked Questions

What are Medicaid planning attorneys?

Attorneys specializing in elder law, often known as elder care attorneys, estate and trust lawyers, or Medicaid lawyers, help people plan for their long-term care and eventual demise. They help elders with a vast and varied range of legal tasks.

Do I need a lawyer to apply for Medicaid?

No. However, it could be better to retain a lawyer specializing in Medicaid in the state where one resides, depending on one’s marital status, wealth, and other complicated pertinent circumstances.

What is the Medicaid look-back period in Georgia?

Georgia has a Medicaid look-back period of 60 months, beginning the day before an individual applies for Medicaid. During this time, Medicaid checks to ensure no assets were sold or transferred for less than their fair market worth. A penalty period of Medicaid ineligibility will follow any violations of the look-back period.

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